Virginia Property Insurance Association

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Insurance

Coverage	Full Time Employment	Part Time Employment
Health Insurance	The Association currently pays 75% of the premium for group medical coverage.	The Association pays 50% of the cost of the employee’s coverage, and nothing toward the dependents.
Dental Insurance	The Association currently pays 75% of the premium for group dental coverage.	Employee must work at least 20 hours per week to be eligible.  The Association pays 50% of the cost of the employee’s coverage, and nothing toward the dependents.
Vision Insurance	The Association currently pays 75% of the premium for group vision coverage.	Employee must work at least 20 hours per week to be eligible.  The Association pays 50% of the cost of the employee’s coverage, and nothing toward the dependents.
Life Insurance	The Association currently provides life insurance equal to two times the employee’s annualized salary.	Employee must work at least 20 hours per week to be eligible.  The Association currently provides life insurance equal to two times the employee’s annualized salary.
Pension	Based on actual earnings.	Based on actual earnings.  Employee must work at least 1000 hours each year for five years to become vested.  Benefit is based on five highest years of the last ten.  Benefit will be affected by actual earnings.
Accidental Death and Dismemberment	Based on actual earnings.	Employee must work at least 20 hours per week to be eligible.  Based on actual earnings.